New York Enacts APR Disclosure Laws
The Disclosure Law applies to non-exempt “providers” of “commercial financing.” This definition will be expanded upon further into this article.
https://grantphillipslaw.com/n....ew-york-enacts-apr-d
New York MCA Laws Updated
SB 5740 applies to Merchant Cash Advance. In fact, New York law writers took the time to list a Merchant Cash Advance as one kind of non-bank lending the Statute is designed to govern.
https://grantphillipslaw.com/n....ew-york-mca-laws-upd
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Merchant Cash Advance 101 – Explained
As a direct result of the housing debacle, banks reacted with a plethora of new internal regulation, making it almost impossible for the average small business to qualify for a business loan.
https://grantphillipslaw.com/m....erchant-cash-advance
New York MCA Final Disclosure Laws
New York State, by all accounts the haven State for Merchant Cash Advances, ironically is also one of the first States to enact laws that require certain consumer like disclosures even for several commercial loans.
https://grantphillipslaw.com/n....ew-york-mca-final-di
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